Your CIBIL score is a crucial number ranging from 300-900, that reflects your creditworthiness. A score above 700 is generally considered good. Lenders like banks use this score to assess your credit history and determine your eligibility for loans. A higher CIBIL score indicates a better credit history, making it easier to secure loans at favorable interest rates. A higher score indicates that an individual has been consistent and timely in terms of loan repayments (EMIs) and thus, such an individual is likely to continue a good payback track record.

Step 1: Visit https://www.cibil.com/ and click on "Login"

Step 2: Click on "Get your free CIBIL score" button. A new page will open - follow on screen instructions to create a free account. This will be authenticated using your phone number and OTP

Step 3: On successful account creation, log on to the CIBIL dashboard which will display your credit score as on current date. The dashboard in free plan allows to View / Print your CIBIL report.

Do note that you could opt for paid plans for additional features on your credit history. The dashboard provides a comprehensive view of your current credit usage (Credit cards, loans), if any.

Step 1: Open Google PAY (GPAY) app on your Android / Apple phone and scroll to the bottom

Step 2: Under "Manage your money" section, click on "Check your CIBIL score for free"

Step 3: Your credit score (CIBIL Score) and quick insights along with an option to view the full report will be displayed